In fact, when stocks have gone down significantly, as they did last year, it is not uncommon for a rebound in prices that benefits those who have increased their investments or at least stuck with their investment program. A retirement portfolio that contains stock funds, like the C, S, and I Funds, along with the F Fund, will tend to be less volatile than one that contains stock funds alone. The charts below show the historical performance and risk of investing in the TSP I Fund. Summary: The TSP G Fund (Government Securities Investment Fund) is a low volatility, virtually risk-free U.S. bond fund. Bloomberg U.S. This index includes over small and mid-sized 3000 companies. It is a defined contribution plan, similar to 401 (k) style retirement savings plans in the private sector. We also share information about your use of our site with our social media, advertising Targeting cookies may be set through our site by our advertising partners. The federal Thrift Savings Plan offers five different individual investment funds for participants: The Government Securities Investment (G) Fund. Use the left and right buttons on your keyboard to scroll sideways. View the TSP share price history for each of the TSP funds all the way back to June 2003. . While still early in the new year, 2023 is starting off the year with positive returns and strong TSP performance. TSP Fund Performance. Preferences menu of your browser. traffic on our website. The site is secure. The .gov means its official. This is an increase of 250,000 in the past year. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. Advertise | Advertisement Previous Calendar Years TSP Fund Performance [Pinch-to-zoom/enlarge images below] Advertisement The small- and mid-sized businesses in the S Fund lost 1.63%, bringing its 2023 gains down to 9.01%. total TSP fund returns were negative for all of the TSP stock funds, House Committee Demands Answers on Ineligible FEHB Participants, How to Avoid Processing Delays with Your Federal Retirement Application, Number of TSP Millionaires Goes Up to 76,889 at Close of 2022, Dismal 2022 TSP Performance: One Fund Down 26% for the Year. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. Fees & More Info Fees as of 12/31/2022 2023 Ralph R. Smith. Most of the portfolios in the federal governments 401(k)-style retirement savings program finished February in the red, although they did not perform poorly enough to erase the previous months gains. 2023 Thrift Savings Plan Maximum Contribution Limits, 10 Thrift Savings Plan Mistakes Federal Employees Should Avoid, Bloomberg Barclays U.S. Privacy Policy | G Fund and the debt limit | The Thrift Savings Plan (TSP) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. Ralph Smith has several decades of experience working with federal human resources issues. Dr. Fauci Advises Young Scientists to Stay out of Politics, Two Years of COVID-19 Oversight: A Look Back, Stories of the Public Service Loan Forgiveness Program, I Am Against Retreat: The Louis DeJoy Ethos and the Future of the Postal Service, Nextgov eBook: The State of Cybersecurity. The F Fund is the Fixed Income Index Investment Fund. visiting for our advertising and marketing efforts. Before sharing sensitive information, make sure youre on a federal government site. use third-party cookies which are cookies from a domain different than the domain of the website you are reducing its 2023 performance to 3.68% in the black. We do not allow you to opt-out of our certain cookies, as they are necessary to TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. On December 31, 2022, the index included 13,133 notes and bonds. While the "F" in F fund stands for "fixed-income" the funds annual return is anything but fixed. By law, the F Fund must be invested in fixed-income securities. Completion Total Stock Market Index, MSCI EAFE (Europe, Australasia, Far East) Index. What it Takes to Be a TSP Millionaire in . Advertise | cookie banner and remembering your settings, to log into your account, to redirect you when you log out, etc.). All of the current and historical daily share prices for the Thrift Savings Plan (TSP) are listed below. Learn more about the debt limit on the U.S. Department of the Treasury website. Many investors now anticipate a continuing reduction in the inflation rate. Privacy Policy The TSP C fund is dominated by the new economy stocks (38%) while the TSP I fund only carries 14% of Tech and Communication Services. Federal government websites often end in .gov or .mil. You will still We also The L Funds, or Lifecycle funds, use professionally determined investment mixes that are tailored to meet investment objectives based on various time horizons. It's calculated by subtracting the risk-free interest rate from the rate of return for a specific fund, and dividing the result by the standard deviation of the fund returns. TSP Portfolio Tracker The TSP Portfolio Tracker application was discontinued on December 31, 2020 and is no longer in service. The fixed income bonds in theFFund finished February 2.58% in the red. Disclaimer: Daily TSP is a third party application that has no affiliation with TSP.gov.The Daily TSP mobile application is not affiliated with the United States Government, The Federal Retirement Thrift Investment Board (FRTIB) or the Thrift Savings Plan (TSP), and that the service being offered is not sanctioned by the United States Government, the FRTIB or the TSP. performance, so that we may improve our websites and your experience. Here are how the core funds look at the end of January 2022: Obviously, there was a significant shift during the year from stock funds into the safety of the G Fund. Supplementary cookies support additional functionality such as analytics. What happened after the last significant yearly loss? It gives you the opportunity to invest in international stock markets and to gain a global equity exposure in your portfolio. Or, use the checkboxes above to show only the funds you want to see. The common stocks of the C Fund fell 2.44% in February, reducing its 2023 performance to 3.68% in the black. Cookies Policy. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * The C Fund total decreased by $63.9 billion during the year. Learn more, please visit our Cookie Statement page. The Thrift Savings Plan offers five individual funds in which to invest:if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,250],'tspdatacenter_com-medrectangle-4','ezslot_6',113,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-medrectangle-4-0'); The G Fund is the Government Securities Investment Fund. Neither TSPDataCenter.com nor any of its partners or representatives is in any way affiliated with the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan. F Fund investors are rewarded with the opportunity to earn higher rates of return over the long term than they would from investments in short-term securities such as the G Fund. Federal government websites often end in .gov or .mil. Terms of Use | For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. TSP Funds TSP Funds There are currently 15 investment funds in the Thrift Savings Plan. personalize your experience with targeted ads. When you visit our website, we store cookies on your browser to collect able to use or see these sharing tools. There are three main ways that federal employees can take money out of the TSP after retirement. The TSP states that the funds objective is to ensure preservation of capital and generate returns above those of short-term U.S. Treasury securities.. This may affect our ability to personalize ads according to your preferences. website (such as prompting our cookie banner and remembering your privacy choices) and/or to monitor site Here are the average net assets of each fund (in billions): At the end of December, there were 6.75 million TSP participants. The F Fund tracks the Bloomberg U.S. Help us tailor content specifically for you: A Promise of More Resources on DHS' 20th Birthday, Biden Unveils Proposal To Fight COVID Fraud, Navy Enterprise Service Desk: Modernizing Navy Services With Advanced Cloud-Based AI. Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. It tracks the performance of the Dow Jones U.S. 2023 FedSmith Inc. All rights reserved. However, G Fund investors remain fully protected and G Fund earnings are fully guaranteed by the federal government. Can Federal Employees Contribute to Both an IRA and the TSP in 2023? The Thrift Savings Plans government securities (G) fund was the only offeringto stay positive last month, increasing 0.28%. The Daily TSP application programming interface (API) is a tool provided to our users in order to access our highly reliable and well curated TSP share price database. It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. The Thrift Savings Plan offers five individual funds in which to invest: G Fund The G Fund is the Government Securities Investment Fund. View historical monthly performance of all TSP funds all the way back to 1988. a broadly diversified index of the U.S. bond market. see some advertising, regardless of your selection. If you do not allow these cookies you may not be . . Performance & Risks Composition Portfolio Weight as of December 31, 2022 Sector Portfolio Weight 1 Portfolio Percentage Short-term U.S. Treasury securities 100.0% By law, the G Fund must be invested in nonmarketable U.S. Treasury securities specially issued to the TSP. The TSP S fund tracks the performance of all the US stocks not in the SP500 index via an index called the Dow Jones Total US Stock Market Completion Index . Annual TSP Performance | TSPDataCenter.com Annual TSP Performance View the historical annual performance of all of the Thrift Savings Plan (TSP) funds going all the way back to 1988. It invests in bonds which track the performance of the Bloomberg U.S. They are capable of The I Fund has the largest gains for the month so far with an eye-popping return of 9.49%. 2022 TSP fund performance was dismal. An official website of the United States government. The Thrift Savings Plan also offers 10 Lifecycle (L) Funds in which to invest. For more information about the First and Third Party Cookies used please follow this link. The G Fund had 33.3% of assets totaling $270.1 billion. The Thrift Savings Plan is the defined contribution retirement plan federal employees and members of the uniformed services. If you opt out we will not be able to offer you personalised ads and The name of each fund indicates ones projected retirement date. More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-box-1','ezslot_3',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Completion Total Stock Market Index. Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays. And the . Because we do not track you across different devices, Historical TSP fund performance, data, and charts Ability to track your own TSP account balance/performance Support Daily TSP Development One-time, lifetime, upgrade that is valid on all of your mobile/tablet devices Basic Free Version Daily TSP fund closing share prices Historical fund performance data Ability to create a My TSP account (function($){window.fnames=new Array();window.ftypes=new Array();fnames[0]='EMAIL';ftypes[0]='email';fnames[1]='FNAME';ftypes[1]='text';fnames[2]='LNAME';ftypes[2]='text';fnames[3]='ADDRESS';ftypes[3]='address';fnames[4]='PHONE';ftypes[4]='phone';fnames[5]='BIRTHDAY';ftypes[5]='birthday';fnames[6]='FSOURCE';ftypes[6]='text';}(jQuery));var $mcj=jQuery.noConflict(true);if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[160,600],'tspdatacenter_com-banner-2','ezslot_9',114,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-banner-2-0');report this ad. See all TSP funds The TSP G Fund allows investors to earn interest rates similar to those of long-term U.S. Treasury Bonds, but without any risk of loss of principal. The S Fund is invested in a stock index fund that tracks the Dow Jones U.S. Thrift Savings Plan (TSP) Summary of Returns Below are the TSP fund performance figures for the G, F, C, S, I and L investment funds as calculated by the Thrift Savings Plan. All of this impacted TSP performance last year. The C Fund is still down 4.59% for the year-to-date but it is up 15.63% for the past 12 months. Financial Planning Resources for Federal & Postal Employees. Aggregate Index contains such a large number of securities, it is not feasible for the F Fund to invest in each security in the index. The site is secure. TSP performance charts III. The I Fund is invested in a stock index fund that tracks the MCSI EAFE (Europe, Australasia, Far East) Index. Those negative factors are now leading to more positive news. It offers you the potential to earn the higher investment returns associated with equity investments. to learn more. Some TSP forms have been declared obsolete and are now handled differently. Both FERS and active-duty uniformed services participation rates ended the year with impressive numbers. The S Fund is up 8.25%, the I Fund is up 7.92% and the C Fund is up 4.78%. It is a defined contribution plan, similar to 401(k) style retirement savings plans in the private sector. Should federal employees who were fired or resigned over the vaccine mandate be allowed to return to their jobs? He has written extensively on a full range of human resources topics in books and newsletters and is a co-founder of two companies and several newsletters onfederal human resources. Volatile TSP funds like the C, S, and I fund have a high standard deviation, while the deviation of the G and F funds is lower. You can usually find these settings in the Options or You can, however, obtain additional information about the underlying indexes that certain TSP funds track by visiting the following websites: Terms of Service Total expense ratio The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. Thrift Savings Plan F Fund Monthly Returns: Jan 2023: 3.25% -- Thrift Savings Plan G Fund Monthly Returns: Jan 2023: 0.34% : 6.25% Thrift Savings Plan I Fund Monthly Returns: Jan 2023: 8.43% -- Thrift Savings Plan L 2030 Fund Monthly Returns: Jan 2023: 4.87% -- Thrift Savings Plan L 2040 Fund Monthly Returns: Jan 2023: 5.78% -- Thrift Savings . Therefore we would not be able to track your activity through the A bond fund's price changes based on yields earned and capital gains . By the end of the year, the C Fund was down -18.13%, the S Fund was down -26.26%, and the I Fund ended down -13.94%. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. content and messages you see on other websites you visit. department for further clarification about your rights as a California consumer by using this Exercise My Completion Total Stock Market Index. A description of each of the TSP funds is here. Aggregate Index. Visit www.allaboutcookies.org Five are individual stock and bond funds, and the others are target retirement date funds. The performance of the F Fund is evaluated on the basis of how closely its returns match those of the U.S. can choose not to allow certain types of cookies, which may impact your experience of the site and the The F Fund's investment objective is to match the performance of the Bloomberg U.S. But, to put it into perspective, the total plan balance of the TSP was almost $726 billion at the end of December 2022. So in the long run, you may expect F Fund returns to exceed those of the G Fund; however, you should also expect greater price volatility (up and down movements). In order to prevent abuse and maintain reliable availability, a unique token is required in order to access the Daily TSP API. The Daily TSP API is not intended for commercial use and is only meant for personal use by Daily TSP users. your data under the CCPA. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. Federal government websites often end in .gov or .mil. Privacy Policy | TSP has an obligation to disclose these cookies. You can join other TSP participants on our popular TSP . It gives you the opportunity to earn rates of interest similar to those of long-term Government securities with no risk of loss of principal. Lapse in appropriations (government shutdown). And the international (I) fund lost 2.84% last month, bringing its gains this year down to 5.36%. The objective is to strike an optimal balance between the expected risk and return associated with each fund. The name of each fund indicates ones projected retirement date. These cookies collect information for analytics and to The F Fund's investment objective is to match the performance of the Bloomberg U.S. Your F Fund investment is also exposed to prepayment risk, which is the probability that if interest rates fall, bonds that are represented in the index will be paid back early thus forcing lenders to reinvest at lower rates. You may exercise your right to opt out of the sale of personal Federal workers can contribute a maximum of $20,500 to their TSP (in 2022). Aggregate Bond Index, a broadly diversified index of the U.S. bond market. Obviously, these are large amounts of money. FedSmith.com. F Fund returns move up and down with the returns in the bond market (market risk). Perhaps best expressed in the historical drawdown charts for each fund, which show the magnitude. This website uses cookies to enhance user experience and to analyze performance and You can set your browser to block or alert you about these cookies, but some parts Compliment? $606 million was transferred into the I Fund, and $464 million was transferred into the G Fund. The target allocation of the L Funds changes automatically over time based on your projected retirement age, gradually shifting from more aggressive to more conservative as you approach your projected retirement date. $0.580/$1,000 account balance 0.058% (5.8 basis points), Investment expense ratio1 You An official website of the United States government. Any abuse of the API may result in the revoking of your API token. This is a stock market index tracking the performance of 500 of the largest companies in the United States and is generally considered a standard for measuring overall stock market performance. The C Fund tracks the performance of the S&P 500 index. Aggregate Bond Index | bloombergindices.com, Asset manager(s) G Fund and the debt limit As of January 23, 2023, the U.S. Treasury was unable to fully invest the Government Securities Investment (G) Fund due to the statutory ceiling on the federal debt. added to the site to enable you to share our content with your friends and networks. You can make pretax contributions in a traditional TSP. Aggregate Bond Index. Before sharing sensitive information, make sure youre on a federal government site. Federally Employed Women Closes Black History Month Pressing for More Progress. For example, in 2055, the L 2055 Fund will be rolled into the L Income Fund. $0.780/$1,000 account balance 0.078% (7.8 basis points), Benchmark index It offers you the opportunity to earn potentially higher investment returns that are associated with small cap investments. Aggregate Bond Index. Net administrative expense ratio 2022 was filled with bad news impacting the stock market: roaring inflation, despite assurances from politicians that the inflation was transitory, the war in Ukraine, higher interest rates, and anticipation of more interest rate increases by the Federal Reserve. When you visit the TSP website, we may place pieces of code, commonly referred to as "cookies," or similar technology on your device. technologies for the following purposes: We do not allow you to opt-out of our certain cookies, as they are necessary to Completion Total Stock Market (TSM) Index (. Can federal employees contribute to both an IRA and the TSP? It tracks the MSCI EAFE (Europe, Australasia, Far East) Index. TSP performance by month for all of the Thrift Savings Plan (TSP) funds are listed below. It tracks the performance of the Dow Jones U.S. The 2023 inflation rate will impact next year's COLA and TSP balances. Before sharing sensitive information, make sure youre on a federal government site. There are only two things required to double your TSP account over time. Aggregate contains such a large number of securities, In some of the examples below, TOKEN refers to your unique access token and can be provided to the API as a query parameter: token=TOKEN. Learn more, please visit our Cookie Statement page. Strictly Necessary Cookies - Always Active. The. may be used by those companies to build a profile of your interests and show you relevant adverts on other This fund is still down 15.58% so far in 2022. The L Income Fund, designed for people who have already begun making withdrawals, lost 0.55%; L 2025, 0.94%; L 2030, 1.54%; L 2035, 1.72%; L 2040, 1.88%; L 2045, 2.03%; L 2050, 2.16%; L 2055, 2.43%; L 2060, 2.44%; and L 2065, 2.44%. The Sharpe Ratio measures risk-adjusted performance. Aggregate Bond Index, a broad index representing the U.S. bond market. Follow Ralph on Twitter: @RalphSmith47. information. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. They do not store directly personal information, but are based on uniquely identifying your browser and More if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'tspdatacenter_com-box-1','ezslot_8',111,'0','0'])};__ez_fad_position('div-gpt-ad-tspdatacenter_com-box-1-0');report this adTrack the TSP by Email!Our free email list gives you a weekly snapshot of the TSP funds' performance; sent weekly on Saturdays.Email Address * Subscribe to our free email list to get our news updates in your inbox. Comment? This index s a broad-based fixed-income index representing intermediate term U.S. investment grade bonds. Learn more, please visit our Cookie Statement page. choices) and/or to monitor site performance. Once an L Fund reaches its target date, it is automatically rolled into the L Income Fund. They select a large representative sample of the various types of asset-backed, U.S. government, corporate, and foreign government securities included in the overall index. Supplementary cookies support additional functionality such as analytics. More specifically, we use cookies and other tracking When comparing investments, a low standard deviation is preferable. TSP Performance Disappoints in February: Year-to-Date Returns Still Positive, TSP Website: Status on Improving Performance and Investor Satisfaction, 2023 Inflation: Still High, But Going Down 2024 COLA Will Not Match 2023, Dow Jones U.S. You may opt out of our use of such This may impact the You can join other TSP participants on our popular TSP . Aggregate Bond Index, The Federal Retirement Thrift Investment Board has chosen to invest the F Fund in an index fund that tracks the Bloomberg U.S. The I Fund is the International Stock Index Investment Fund. browsers and GEMG properties, your selection will take effect only on this browser, this device and this Because the TSP funds are trust funds that are regulated by the Office of the Comptroller of the Currency and not by the Securities and Exchange Commission (SEC), they do not have ticker symbols (i.e., unique identifiers assigned to securities, including mutual funds, registered with the SEC). One TSP management advisor sees a "growth recession" ahead. It invests in bonds which track the performance of the Bloomberg U.S. 2022 was not a good year for stock returns in the Thrift Savings Plan (TSP). The S Fund has greater volatility than the C Fund. TSPDataCenter.com is the one stop resource for federal employees and federal retirees to find current and historical Thrift Savings Plan (TSP) share prices and rate data for performance of each of the core TSP funds (G Fund, F Fund, C Fund, S Fund I Fund) as well as the Lifecycle (L) Funds. The I Fund is the international investment option for the TSP as the companies in this index are primarily foreign (non-U.S.) companies. We also think of the "S" as Small, as in the Small Cap stocks. Standard deviation, also known as historical volatility, is used by investors as a gauge for the amount of expected volatility. An initial investment of $1,000 on 8/31/1990 would today be worth $5,153: ensure the proper functioning of our website (such as prompting our cookie banner and remembering your privacy TSP Thrift Savings Plan Talk - TSP Talk provides TSP fund allocation information and help for government employees and military personnel participating in the TSP (Thrift Savings Plan) program. NEXT STORY: Many plans cost in excess of $200/year. Here are the latest fund returns. If that happens, the Federal Reserve is likely to ease future interest-rate increases and potentially cut interest rates later this year. Because it is a defined contribution plan, this means that the retirement income you receive from your TSP . As of 2/28/2023, the fund has a compound annual growth rate of 10.3%, annualized standard deviation of 18.4%, and Sharpe Ratio of 0.40. You may also contact us through the in-app feedback form in the Settings menu of the Daily TSP mobile application. Here is a summary of improvements that are on-going and planned for the near future. For example, we extended the TSP C Fund with the S&P 500 Total Return index. Sale of Personal Data, Targeting & Social Media Cookies, Under the California Consumer Privacy Act, you have the right to opt-out of the The investment mix of each L Fund becomes more conservative as its target date approaches. Question? The S Fund is the Small cap stock Index investment fund. browser. TSP has an obligation to disclose these cookies. The .gov means its official. My Federal Retirement is not affiliated with the U.S. Federal Government. An official website of the United States government. The charts below show the historical performance and risk of investing in the TSP F Fund. The MSCI EAFE Index is designed to represent the performance of large and mid-cap securities across 21 developed markets, including countries in Europe, Australasia and the Far East, excluding the U.S. and Canada. Aggregate Bond Index, a broad index representing the U.S. bond market. Get free TSP Fund price and performance updates via email, The Thrift Savings Plan also offers 10 Lifecycle Funds.